e.surv Chartered Surveyors

Discussion in 'Bulletin Board' started by Barnsley Loyal, Jun 13, 2018.

  1. Barnsley Loyal

    Barnsley Loyal Well-Known Member

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    Anyone recently used them for a House Valuation Survey

    Heard some bad feedback with them undervaluing peoples homes

    We are tied in with them, through our bank so no other option unless we move mortgage companies
     
  2. DEETEE

    DEETEE Well-Known Member

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    You can always get one done out your owb pocket...
     
  3. man

    mansfield_red Well-Known Member

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    I'm not surprised they're undervaluing, mortgage valuers got sued to buggery by lenders for overvaluing houses following the subprime crisis.
     
  4. RastrickRed

    RastrickRed Well-Known Member

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    We are going through exactly same process and appealed, they wouldnt budge despite next door selling for 25k above their valuation of ours and ours has a conservatory and more parking. I have heard alot of issues with the certain bank and believe its to get you to pay higher rates. I wonder if they are on commision with the bank.
     
  5. RastrickRed

    RastrickRed Well-Known Member

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    The bank wont accept any other survey.
     
  6. Barnsley Loyal

    Barnsley Loyal Well-Known Member

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    It is out of my own pocket £120

    And majority of banks use the same surveyor
     
  7. RastrickRed

    RastrickRed Well-Known Member

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    Dont waste your money, we had 3 different valuations. It made no difference.
     
  8. Barnsley Loyal

    Barnsley Loyal Well-Known Member

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    I have no option the bank won’t offer us anything until it’s been valued by them
     
  9. Nor

    Northern Member

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    You won’t get a Bank to use an alternate surveyor. eSurv have to be able to provide three comparable sales within the area for a similar property. If they value it less than you think, you need to find the comparable properties to challenge them. I’ve seen hundreds challenged and one overturned. Other alternative, depending on the property / mortgage requirement is to use a lender who allows you to pay for a valued rather than a freebie... however, you could pay for one and get the same form eSurv would farm it out to. They have values all over the country who subscribe to receive the valuations.
     
  10. Gol

    Goldthorpe-Red Well-Known Member

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    They reported damp in the house we was buying so they out a 5k retention on our mortgage. To cut a long story short I spoke to the damp proofing company and they said the house had all new membrane fitted and a damp proof course within the last 10 years so there was no need for the work. The guy who was selling the house took them to court and won his case.

    Dodgy ********.
     
  11. jud

    judith charmers Well-Known Member

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    Is it for a re-mortgage if you don’t mind me asking?
     
  12. Barnsley Loyal

    Barnsley Loyal Well-Known Member

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    Yes mate
     

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