O/t US car hire extras

Discussion in 'Bulletin Board' started by Merde Tete, Mar 7, 2018.

  1. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    I've just picked up a hire car in Atlanta, and the situation with insurance and added extras is mind boggling.

    I did a bit of reading before I left, and took out separate cover for the car itself, but not any 3rd party liability, as I read that no matter what they tell you at the rental station, the company ARE OBLIGED to provide you with basic 3rd party insurance. I know that any extras offered should always be refused, but I'm now wondering whether I need to add anything on to my policy I took out to cover the vehicle, or whether the state insurance is enough. In 23 years of driving I've never had an at fault accident so I'm not overly worried, but I'd still like to know.

    Likewise, the guy at the rental station offered me some deal to prepay my tolls. As I was tired, not planning to use many toll roads, and my instict told me to refuse any extras offered, I told him I wouldn't bother either. Is it true that you can't use cash on US toll roads at all any more? I'm pretty sure that they can always be avoided, but he seemed insistent that in certain areas they can't.

    TIA
     
  2. Redstar

    Redstar Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    26,916
    Likes Received:
    2,026
    Trophy Points:
    113
    Location:
    Fidel's Bedside
    Home Page:
    Style:
    Barnsley
    I definitely used cash at some toll booths in Canada
     
  3. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    I'm planning to get off the highways and having just checked on Google there's only one route near Miami where skipping the toll road will add any significant time to my journey.

    What was the deal with insurance in Canada?
     
  4. Christchurchtyke

    Christchurchtyke Member

    Joined:
    Dec 31, 2012
    Messages:
    238
    Likes Received:
    12
    Trophy Points:
    18
    Gender:
    Male
    Occupation:
    Managing Partner
    Location:
    Mudeford, Christchurch.
    Style:
    Barnsley (full width)
    If Frank Skinner ever invites me onto Room 101.... I'm sending international car hire in there!!!
     
    Merde Tete likes this.
  5. Prince of Risborough

    Prince of Risborough Well-Known Member

    Joined:
    Nov 15, 2011
    Messages:
    6,255
    Likes Received:
    717
    Trophy Points:
    113
    Gender:
    Male
    Occupation:
    Freelance writer
    Location:
    Harrogate
    Style:
    Barnsley
    Spanish story. Two weeks ago I picked up a car at Alicante airport. I had booked it through Rentalcars.com and got a pretty good deal. Ford Focus for 7 days plus FULL PROTECTION was about £105. When I got to the Centauro desk at the airport I was told that I wasn’t fully covered and was persuaded to take out their insurance instead. With a very complicated fuel calculation policy on top I ended up spending about £220 on the hire including fuel.

    I think I fell victim to a bit of a scam there and it spoiled the holiday. Several emails have not resolved it and I don’t think I will be getting anything back
     
  6. Redstar

    Redstar Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    26,916
    Likes Received:
    2,026
    Trophy Points:
    113
    Location:
    Fidel's Bedside
    Home Page:
    Style:
    Barnsley
    That should have read Florida!

    I think I added extra on. I’ll have to check
     
  7. sca

    scarf Active Member

    Joined:
    Jan 30, 2009
    Messages:
    603
    Likes Received:
    133
    Trophy Points:
    43
    Gender:
    Male
    Location:
    deep in the Rhubarb Triangle
    Style:
    Barnsley (full width)
    I don't see how the rental company can offer a deal to prepay tolls when they don't know where you're going.
    I get the impression though that most tolls are collected electronically, so presumably the charges will go to the rental company who will pay on your behalf and recharge you.
     
    Merde Tete likes this.
  8. Spirit Ditch

    Spirit Ditch Well-Known Member

    Joined:
    Jun 4, 2008
    Messages:
    2,163
    Likes Received:
    118
    Trophy Points:
    63
    Gender:
    Male
    Location:
    Headingley
    Style:
    Barnsley (full width)
  9. Spirit Ditch

    Spirit Ditch Well-Known Member

    Joined:
    Jun 4, 2008
    Messages:
    2,163
    Likes Received:
    118
    Trophy Points:
    63
    Gender:
    Male
    Location:
    Headingley
    Style:
    Barnsley (full width)
    Doesn't mention tolls though, sorry. I know there were no tolls in Louisiana between Baton Rouge and New Orleans when I went recently
     
  10. Bru

    BrunNer Well-Known Member

    Joined:
    Sep 25, 2007
    Messages:
    1,603
    Likes Received:
    56
    Trophy Points:
    48
    Home Page:
    Style:
    Barnsley (full width)
    Most US tolls are cash free and are manned purely by camera. If you drive through one, the hire company will be billed and will kindly pass on the charge (usually a couple of dollars) with a hefty admin fee. I’ve paid an 11 quid charge on a fifty-cent toll before. Best thing to do is read up on toll locations and program a GPS to avoid. The prepay toll charge, particularly if its billed by Day, usually doesn’t make sense either.
     
    Merde Tete likes this.
  11. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    I've just checked my route and there are indeed no tolls on it for the most part, so the rental guy's claims were b/s. However, if I were to be using the tolls in Florida a lot, it would have been a fair idea to have pre-paid the transponder, due to the insane administration charges. But then it sounds like there are several different transponder companies in Florida with different rules! Best just to avoid tolls full stop.

    As for the insurance issue, from what I have found out the car hire company is definitely obliged to provide 3rd party cover in Georgia and Florida, but I'm not sure about Louisiana, Mississippi and Alabama, where I'll also be. Any ideas?


     
  12. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    I read ahead about added extras in Spain and ended up going for a slightly more expensive hire recommend by a friend with everything included, which worked out better. I've just taken out an annual policy for around £70 which covers me for up to £50,000 damage to the vehicle I'm driving. It doesn't cover 3rd party liability though.
     
  13. Brewery stand

    Brewery stand Member

    Joined:
    Apr 4, 2017
    Messages:
    79
    Likes Received:
    33
    Trophy Points:
    18
    Gender:
    Male
    Occupation:
    Real Estate
    Location:
    USA
    Each state has their own rules, if it`s not too expensive I would cover yourself with extra 3rd party. The state of driving here in Michigan is awful, probably similar in the states you`ll be visiting.Phones are allowed while driving but not texting so kids are distracted and the amount of people that change lanes without looking is dam scary. Basically cover your ass!
     
  14. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    How does the standard state provided cover operate? I must admit it's all horrendously confusing.
     
  15. Brewery stand

    Brewery stand Member

    Joined:
    Apr 4, 2017
    Messages:
    79
    Likes Received:
    33
    Trophy Points:
    18
    Gender:
    Male
    Occupation:
    Real Estate
    Location:
    USA
    I mean each state has their own rules like you say Florida has to provide 3rd party cover yet California might not. You may be able to text on your phone while driving in Texas but not in Michigan.It`s confusing,
     
  16. bright red

    bright red Well-Known Member

    Joined:
    Feb 23, 2007
    Messages:
    2,499
    Likes Received:
    161
    Trophy Points:
    63
    Home Page:
    Style:
    Barnsley
    Had a month driving over in the States a couple of years ago. I took out the extra cover for car before I went as you did. Never went on a toll road in the whole time. Was never in a rush but most freeways weren't toll anyway. Biggest laugh was in (I think) Virginia where signs say that speeding is patrolled by aircraft! Apparently that lasted about two months before they realised how much it was costing. They left the signs up.

    As for hire car in Europe. DO NOT PAY the rip off insurance at hire places. You can buy an annual excess policy in this country before you go for about £40 (or cheaper for a one off trip). They work - I've used them (even got the money back for the wreck of a car in the Ukraine for Euro 2012 !) Only drawback is giving your credit card number to cover the excess but that only gets used if you have any damage and then you claim it all back.
     
    Merde Tete likes this.
  17. JamDrop

    JamDrop Well-Known Member

    Joined:
    Mar 30, 2013
    Messages:
    9,196
    Likes Received:
    1,262
    Trophy Points:
    113
    Location:
    Leeds
    Style:
    Barnsley (full width)
    We've hired a car in Florida but didn't go through any tolls sorry. We had also read not to get any extras so we just paid the standard basic charge.
     
    Merde Tete likes this.
  18. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    I remember you saying you were hiring a car in Ukraine. Nutter! Did you end up in a prang?
     
  19. Merde Tete

    Merde Tete Well-Known Member

    Joined:
    Jul 18, 2005
    Messages:
    8,663
    Likes Received:
    1,286
    Trophy Points:
    113
    Location:
    probably somewhere in the Russian Federation......
    Style:
    Barnsley
    I've figured that I can do it all without tolls, all good! Once again just an attempted rip-off on a tired tourist from a car hire company. I think he figured quite quickly that I'm well travelled and had read up on my stuff, but tbh I didn't feel confident with the insurance issue as it's so random over there!
     
    JamDrop likes this.
  20. Sco

    Scoff Well-Known Member

    Joined:
    Aug 18, 2011
    Messages:
    2,924
    Likes Received:
    462
    Trophy Points:
    83
    Occupation:
    The interface between business and technology
    Location:
    Brampton by the Sea
    Style:
    Barnsley (full width)
    You're covering some mileage there. I landed at Orlando, went down the Atlantic Coast to the Keys and back up the Gulf side (going no further north than Daytona Beach) and hit 2,000 miles...
     

Share This Page