Financial question

Discussion in 'Bulletin Board ARCHIVE' started by LDRed, Apr 6, 2013.

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  1. LDR

    LDRed Well-Known Member

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    #1 LDRed, Apr 6, 2013
    I received a statement today from the finance company I have my car through, it states that on 01/03/13 my outstanding balance was the sum of one monthly payment, which came out of my bank on Tuesday.

    But...

    According to my online banking the direct debit payments are due until 01/06/13.

    Should I cancel the DD thinking it's all paid off or let it run its course until June?
     
  2. Terry Nutkins

    Terry Nutkins Well-Known Member

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    #2 Terry Nutkins, Apr 6, 2013
    Let it run its course.

    If they continue to take the money then call them to ask why if the letter says something else. Its not worth defaulting on the payment.
     
  3. LDR

    LDRed Well-Known Member

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    #3 LDRed, Apr 6, 2013
    I was thinking that, I just saw the £ signs and started thinking what I could spend that money on :D
     
  4. LDR

    LDRed Well-Known Member

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    #4 LDRed, Apr 7, 2013
    Anybody else experienced this?
     
  5. EastStander

    EastStander Active Member

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    #5 EastStander, Apr 7, 2013
    Just leave it, they've said when it ends so it should finish as they shouldn't try to take another payment.
     
  6. LDR

    LDRed Well-Known Member

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    #6 LDRed, Apr 7, 2013
    It's a standing order, not a direct debit(as I previously stated). That will come out regardless, won't it?
     
  7. EastStander

    EastStander Active Member

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    #7 EastStander, Apr 7, 2013
    I think that will, in which case, if you are sure of the date and that the last payment has gone then cancel it.
     
  8. Cal

    CalgaryTyke New Member

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    #8 CalgaryTyke, Apr 7, 2013
    If it is a standing order then that means that you are sending money to them whereas a direct debit means the finance company is withdrawing money from your account. So, if you are sure your last payment is up, then contact your bank and cancel it.
     
  9. tyr

    tyrone1 Banned Idiot

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    #9 tyrone1, Apr 7, 2013
    Is it too much of a challenge for you to pick up the phone and ask them
     
  10. tyr

    tyrone1 Banned Idiot

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    #10 tyrone1, Apr 7, 2013
    Is it too much of a challenge for you to pick up the phone and ask them
     
  11. LDR

    LDRed Well-Known Member

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    #11 LDRed, Apr 7, 2013
    Late on a Saturday night and now on a Sunday morning? I think it's too much of a challenge to guess any of their home phone numbers.
     
  12. tyr

    tyrone1 Banned Idiot

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    #12 tyrone1, Apr 7, 2013
    You are right call centres only work office hours
     
  13. LDR

    LDRed Well-Known Member

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    #13 LDRed, Apr 7, 2013
    I forgot you had their opening times to hand, unlike me....
     
  14. tyr

    tyrone1 Banned Idiot

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    #14 tyrone1, Apr 7, 2013
    All I am saying is call them you *****
     
  15. LDR

    LDRed Well-Known Member

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    #15 LDRed, Apr 7, 2013
    Bless. All I'm saying is they're CLOSED.
     
  16. tyr

    tyrone1 Banned Idiot

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    #16 tyrone1, Apr 7, 2013
    ffs wait till the open then you fool
     
  17. LDR

    LDRed Well-Known Member

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    #17 LDRed, Apr 7, 2013
    Or I could get the opinion from a group of people who I know have individuals who work in the financial world? Just a thought, but don't let that stop you. Want me to pick your dummy up for you, love? :)
     
  18. tyr

    tyrone1 Banned Idiot

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    #18 tyrone1, Apr 7, 2013
    When you have a **** do you. Have to ask how to wipe your Arse
     
  19. LDR

    LDRed Well-Known Member

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    #19 LDRed, Apr 7, 2013
    Yes. But at least. I can form. A sentence.
     
  20. tyr

    tyrone1 Banned Idiot

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    #20 tyrone1, Apr 7, 2013
    But want everyone to wipe your arse
     
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