when people say they can't afford (and never will be able to afford) a house

Discussion in 'Bulletin Board ARCHIVE' started by SuperTyke, Apr 14, 2015.

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  1. Sup

    SuperTyke Well-Known Member

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    #1 SuperTyke, Apr 14, 2015
    Do they really mean they won't be able to afford the specific house that they desire?
     
  2. Gimson&theBarnsleys

    Gimson&theBarnsleys Well-Known Member

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    #2 Gimson&theBarnsleys, Apr 14, 2015
    No, it might mean that they don't earn enough to live, get to work and afford a mortgage for a house anywhere.
     
  3. Marlon

    Marlon Well-Known Member

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    #3 Marlon, Apr 14, 2015
    You really don't have a clue about the real world do you? You just compare everything to your particular situation.
     
  4. Sup

    SuperTyke Well-Known Member

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    #4 SuperTyke, Apr 14, 2015
    Surely everybody in full time employment can if they prioritise? I understand unemployed people not being able to but everyone with a full time job should be able to shouldn't they?

    Just had a quick look and at the HSBC you can borrow 45k on minimum wage with a 5k deposit. Thats a £50,000 house paying just 200 quid a month for 30 years.

    I know some find it hard to save up 5,000 pound but is that because they choose to spend the money on other things?
     
  5. Gimson&theBarnsleys

    Gimson&theBarnsleys Well-Known Member

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    #5 Gimson&theBarnsleys, Apr 14, 2015
    Ar, o'reyt. :rolleyes:
     
  6. Sup

    SuperTyke Well-Known Member

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    #6 SuperTyke, Apr 14, 2015
    Real world is that on minimum wage full time job, if you have saved up 4000 pound you can go out and buy one of several 2 and 3 bed houses on the market in barnsley for 170 a month fixed for 5 years. It might not be the property that you dream of but it IS a home that the vast majority of people can afford if they choose to prioritise.
     
  7. shenk1

    shenk1 Well-Known Member

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    #7 shenk1, Apr 14, 2015
    And then re-build it, maintain it, pay the bills,etc.

    You are tyrone1 and his £50 pound a week to live and I claim my £50 prize (to live like a lord for the week :rolleyes:)
     
  8. Marc

    Marc Administrator
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    #8 Marc, Apr 14, 2015
    feels a bit harsh to me, does that. so what's minimum wage these days? about £13k a year? i personally have no idea how people can buy a house and have any kind of existence, on that. technically they probably could, but it would probably also be based on spiralling debt they will never be able to pay back.
     
  9. Sup

    SuperTyke Well-Known Member

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    #9 SuperTyke, Apr 14, 2015
    13500 ish.
     
  10. Marc

    Marc Administrator
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    #10 Marc, Apr 14, 2015
    how long do you think it would take though, for someone on minimum wage to save 4k? that's a lot of money, to a lot of people
     
  11. Marlon

    Marlon Well-Known Member

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    #11 Marlon, Apr 14, 2015
    I despair!!
     
  12. tyr

    tyrone1 Banned Idiot

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    #12 tyrone1, Apr 14, 2015
    You do know that's over £7 and day. Today I've spent nothing other than about 80 on electricity an 2 on petrol
     
  13. shenk1

    shenk1 Well-Known Member

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    #13 shenk1, Apr 14, 2015
    Nowt to eat today then ?
     
  14. Sup

    SuperTyke Well-Known Member

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    #14 SuperTyke, Apr 14, 2015
    Just to clarify I'm not claiming to agree with this nutcase :)
     
  15. tyr

    tyrone1 Banned Idiot

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    #15 tyrone1, Apr 14, 2015
    No not yet
     
  16. Sup

    SuperTyke Well-Known Member

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    #16 SuperTyke, Apr 14, 2015
    No gas? No mobile phone? No broadband? No phone line? No home insurance? The list goes on
     
  17. Marc

    Marc Administrator
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    #17 Marc, Apr 14, 2015
    right. so that's like, £82 then. not nothing then. considerably more than £7 then. yeah?
     
  18. Sup

    SuperTyke Well-Known Member

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    #18 SuperTyke, Apr 14, 2015
    I think he means 80p
     
  19. tyr

    tyrone1 Banned Idiot

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    #19 tyrone1, Apr 14, 2015
    80p
     
  20. tyr

    tyrone1 Banned Idiot

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    #20 tyrone1, Apr 14, 2015
    Why would I use gas on a day like today
     
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