Mebbi people who are renting, if they don't have any contents worth nicking. I would imagine all homeowners do though. If they don't, they're mad.. Sent from my iPhone using Tapatalk
Yeah, I only rent. Got no insurance; no nothing. If the place burns down, tough. Someone else's problem: I just hope I'm not here at the time.
Even those who rent should surely have contents insurance when you consider that you can get it for less than a quid a week. I wonder if it is a requirement that landlords have buildings insurance
Never thought about it. Don't really care, to be honest. It's only 'stuff'. I don't own very much, anyway. If it burns, it burns. I can replace it.
I thought it might be but wasn't sure. I was just thinking about the flooding and the fact that Facebook is full of people saying we need to spend money helping the victims. Without wanting to appear mean and selfish, I don't see why we should need to pay for their losses. I have a great deal of sympathy with their emotional loss and the difficulties they are facing but financially I have to say not so much
Really? For the sake of about a quid a week I'd be getting it insured because if anything did happen it would be a hell of a lot of money to spend replacing everything
If it's people saying they didn't have insurance, then I kind of take your point. But some policies may not cover for flooding. Either because it's treated as 'act of God' or maybe because they're in an area where they simply can't get cover for flood damage. Sent from my iPad using Tapatalk
When I got a mortgage other year we were not allowed to move in until we got building insurance Sent from my iPhone using Tapatalk
You could argue that house prices are cheaper in those areas. If they'd have put that saved money away from the cheap house price, they'd be able to pay for the repairs themselves. Sent from my iPhone using Tapatalk
I know I was the one to have brought insurance up (in the other thread) but I don't have contents insurance. We've got nowt worth nicking/ruining. I'd be a bit gutted about replacing my clothes but other than that we don't really own owt in the house. I suppose I should if it's as cheap as you say but I've never looked into it. When we buy our own house with our own things we will get it (I know we have to have buildings as a minimum to get a mortgage anyway).
Yeah, rented fully furnished. Most student houses are (we got it in my final year and then stayed here). It's kind of a weird place as we were the first students in it as our landlord and wife lived in it previously and had just converted it to maisonettes to rent out. It's not really a typical 'student' house.
Me, no chance of floods here, burglaries almost non existent, rent the house and furniture from ikea.
Definitely not. If anything they're more expensive. Leeds, York, Hebden Bridge, Lake District etc.. Sent from my iPhone using Tapatalk
me. i own the house but hardly owt worth nicking any more. it was alll nicked from my last house and the insurance didnt cover it- i didnt have a burgular alarm. i dont see the point anymore. im not going to get flooded, MIGHT have a fire so i suppose i should get it. its just more money to shell out that i will never see again
Have to say, I find that a bit odd. I just renewed buildings and contents. All in, accidental damage, high value items, contents away from home, home emergency and legal cover. £145 for the year. Plus a free meerkat. Crazy not to IMO. Sent from my iPad using Tapatalk