VAT to be cut according to this....

Discussion in 'Bulletin Board' started by Tarntyke, Jun 21, 2020.

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  1. Tarntyke

    Tarntyke Well-Known Member

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    Tarntyke, Jun 21, 2020
    #1
  2. Marlon

    Marlon Well-Known Member

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    They’re already looking at taking the triple lock of pension increases .
    It’s pretty obvious who they’re going after . When 45 Billionaires have increased their wealth and he’s looking at cutting meagre pension increases.
    Bedroom tax will double next then abolish tax credits .
    Then blame it on the poorest etc etc
     
    Marlon, Jun 21, 2020
    #2
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  3. wil

    wilko88 Active Member

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    Too right pensions should be affected, the young have suffered to protect the old
     
    wilko88, Jun 21, 2020
    #3
  4. Mr Badger

    Mr Badger Well-Known Member

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    What about a window tax ?
     
    Mr Badger, Jun 21, 2020
    #4
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  5. Ton

    Tonjytyke Well-Known Member

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    The young wouldn’t be here without the old
     
    Tonjytyke, Jun 21, 2020
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  6. Ton

    Tonjytyke Well-Known Member

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    (Or at least 2 of them)
     
    Tonjytyke, Jun 21, 2020
    #6
  7. TitusMagee

    TitusMagee Well-Known Member

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    hobby-lake-fishing.jpg
     
    TitusMagee, Jun 21, 2020
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  8. Marlon

    Marlon Well-Known Member

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    Shhhh Don’t let Sunak hear yer or Boris will be narncening it next week.
     
    Last edited: Jun 21, 2020
    Marlon, Jun 21, 2020
    #8
  9. anstonred

    anstonred Well-Known Member

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    Why do we allow these charlatans divide us, eg young v old etc? Pensions in the uk are low compared to other euro nations. In the last 4 months, I haven’t seen a lot of “protecting the old”!
    Wilks is entitled to his opinion - my opinion is that his view is shameful.
     
    anstonred, Jun 21, 2020
    #9
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  10. Marlon

    Marlon Well-Known Member

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    We’re all skint listening to stupid younguns telling us to put our money on QPR.:rolleyes:
     
    Marlon, Jun 21, 2020
    #10
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  11. wil

    wilko88 Active Member

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    If I could I would have put my mortgage on it which is a fair amount of money. I know a lot on here won’t know what a mortgage is because houses were like a tenner back in day.
     
    wilko88, Jun 21, 2020
    #11
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  12. Marlon

    Marlon Well-Known Member

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    Marlon, Jun 21, 2020
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  13. Farnham_Red

    Farnham_Red Administrator Staff Member Admin

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    When was that exactly. Yes house prices were a lot less but so were earnings. And interest rates had periods when they were really high. When I took my first mortgage in the mid 80’s it was for £33,000 but the Mrs and I were earning around £8000 each So virtually double our joint income for a 1 bed starter home. And interest rates were 14%

    I know it’s even worse these days but it wasn’t easy 35 years ago if you lived in the south
     
    Farnham_Red, Jun 21, 2020
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  14. Shy Talk

    Shy Talk Well-Known Member

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    His view will change when it's his turn to sponge off his youngers
     
    Shy Talk, Jun 21, 2020
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  15. JamDrop

    JamDrop Well-Known Member

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    Don't get me wrong, I'm not sticking up for wilko at all but double one year's income for a couple to fully pay off a house (even a one bed, especially when it's down south) is insanely cheap!!

    After a bit of research, the average cost for a one bed house down south is £350,000. The average wage is £36,000. Therefore, if a couple both earned that, they would have £72,000 and the house would cost almost 5 times their joint income. For a 10% deposit, you needed £3,300, less than half of one of your wages. Now, a £35,000 deposit would be needed, almost the entire yearly wage of one half of the couple. The deposit tends to be the real reason why people cannot afford homes now, not so much the repayments.
     
    Last edited: Jun 21, 2020
    JamDrop, Jun 21, 2020
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  16. Lone Striker

    Lone Striker Well-Known Member

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    Or maybe reintroduce Henry VIII’s beard tax. A sure revenue earner given the trend in recent years for facial hair.
     
    Lone Striker, Jun 21, 2020
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  17. Tyk

    Tyketical Masterstroke Well-Known Member

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    You’re a top guy Farnham, but this post sums up how naive the older generation are to the financial strain young people are under nowadays.
     
    Tyketical Masterstroke, Jun 21, 2020
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  18. SuperTyke

    SuperTyke Well-Known Member

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    That's true but is a large part of that because saving money for a house is so far down some people's priorities that they don't bother? People I know seem perfectly capable of taking a thousand or even two thousand pound on holiday with them for a week in Spain and somehow managing to spend every penny of it. Plus the thousand pound that the holiday itself cost. Every single year too. Skip those for three years and that alone is about £8k per person saved. For a couple that's £16k. Something which they claim is impossible when they are saving for a house but becomes perfectly reasonable for going abroad.

    Nights out with mates in late teens and early 20s how many thousands per year are spent there?

    I know it's more expensive now than it was in previous generations, anyone who denies that is an idiot. But the idea that for many it's impossible is just a lie. It's impossible to buy your dream home as your first home whilst simultaneously refusing to make any sacrifices to save. That's the actual truth.

    If people demand the dream 3 bed detached property with private garage and scenic views, big dining room and all perfectly decorated for them then they're in for a shock. If they will settle for a 2 bed terrace to get them on the property ladder then it is definitely doable.
    Toby Foster regularly mentions on his radio show that it will be impossible for his kids to buy houses, that it's impossible now. His eldest daughter is I think around 16 now so not a million miles off house buying age if she chose to be. There's a 3 bed house less than 3 miles from his own for sale for £65,000 at the moment. A 10% deposit for that is just £6500 which is easily achievable on your own nevermind between two people.

    Lower expectations and make sacrifices and buying a home is extremely affordable in this area.
     
    SuperTyke, Jun 21, 2020
    #18
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  19. wil

    wilko88 Active Member

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    Cheers Supertyke, I’ve lowered my expectations and bought this https://www.rightmove.co.uk/property-for-sale/property-70880595.html
     
    wilko88, Jun 21, 2020
    #19
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  20. SuperTyke

    SuperTyke Well-Known Member

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    SuperTyke, Jun 21, 2020
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