Motor insurance, robbing barstewards

Discussion in 'Bulletin Board' started by North Yorks Red, Aug 28, 2023.

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  1. North Yorks Red

    North Yorks Red Well-Known Member

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    No changes in circumstance, premium up 30% not much if you say it fast! :mad:

    Had a good look round and it appears every other bloody company is similar!​
     
    North Yorks Red, Aug 28, 2023
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  2. Wat

    WatfordRed Well-Known Member

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    Had the same thing. Was £600 last year. They wanted £1100 this year. Managed to shop around and get it for £900 but still hell of a jump!
     
    WatfordRed, Aug 28, 2023
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  3. Spa

    Sparkfield red Well-Known Member

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    Mine is with Saga,I know everyone is not an old fart like me.2yrs ago I got my insurance at a set price for 3yrs £246 I’m glad I did way it’s going up.
     
    Sparkfield red, Aug 28, 2023
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  4. Baz

    Bazza Well-Known Member

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    It's also the post code lottery too.
    Didn't realise when I moved home ,half of mile as the crow flies.
    My insurance went down with the change of post code.
     
    Bazza, Aug 28, 2023
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  5. fir

    fired Administrator Staff Member Admin

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    Insurance in general. Every year, an unjustifiable price hike. Usually when you ring to cancel they find a miraculous discount. I change every year in principle that existing customers are shafted not rewarded.
     
    fired, Aug 28, 2023
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  6. Baz

    Bazza Well-Known Member

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    It's crazy that if you move to another insurers you can get it cheaper.
    It makes sense to change,or get another quote and they generally match it.
     
    Bazza, Aug 28, 2023
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  7. North Yorks Red

    North Yorks Red Well-Known Member

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    that’s what I thought, but they were all in the same ballpark this year :(
     
    North Yorks Red, Aug 28, 2023
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  8. scarf

    scarf Well-Known Member

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    My latest renewal quote has gone up from £307 to £525. That meerkat thing has come up with a best quote of £375.
    Never thought I'd be happy with a £70 increase!
     
    scarf, Aug 28, 2023
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  9. fir

    fired Administrator Staff Member Admin

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    Had A £100 jump on contents. From £200 - £300 .
    No thanks.
    As for motor insurance I change every year. It’s a complete faff but I can always knock off £100.
    Ironically, anyone who puts me on their motor insurance as a named driver, gets a reduction in price.
    Presumably I’m a safe influence or something!
     
    fired, Aug 28, 2023
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  10. North Yorks Red

    North Yorks Red Well-Known Member

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    I always could up to this year but when I checked all comparable cover was a similar price.
     
    North Yorks Red, Aug 28, 2023
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  11. arabian_ian

    arabian_ian Well-Known Member

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    House insurance similar. My buildings insurance up 50%
     
    arabian_ian, Aug 28, 2023
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  12. SouthCoastTyke

    SouthCoastTyke Well-Known Member

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    As a rule I change every year. Ended up going with Post Office this time round for the car.
     
    SouthCoastTyke, Aug 28, 2023
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  13. jagzz88

    jagzz88 Well-Known Member

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    Change ever year and use cashback app Quidco normally get £20-£30 cash back also do this with my home insurance.
     
    jagzz88, Aug 28, 2023
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  14. JamDrop

    JamDrop Well-Known Member

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    The law changed last year and car insurance companies aren’t allowed to offer incentives to new customers/penalise renewing ones. It was meant to mean that those who change every year will now pay more and those who didn’t will pay less. I’m one of the ones who always swapped but was glad the whole rigmarole of needing to had ended. Obviously, they’re now just charging everyone the more expensive one and forgoing the cheaper rates!
     
    JamDrop, Aug 28, 2023
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  15. Mis

    MiserablePontyEnder Well-Known Member

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    Mine only went up by £30.
     
    MiserablePontyEnder, Aug 29, 2023
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  16. Jay

    Jay Well-Known Member

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    Sign of the times when you've got to send yourself through the post to get to your destination. Hope you can afford first class.
     
    Jay, Aug 29, 2023
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  17. Sopwith Camel

    Sopwith Camel Well-Known Member

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    That's true.. they just hope you forget about the reminder and let em take it out DD
     
    Sopwith Camel, Aug 29, 2023
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  18. Old Goat

    Old Goat Well-Known Member

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    I actually enjoyed shopping around, and saving money every year gave me a buzz. All part of being in control of my finances. Maybe it's still early days, but my first two renewals after the law change would indicate that shopping around is now a waste of time. My car insurance renewal price (£188) is 32% higher than last year and my breakdown cover is up by 20%. I'm still looking, but so far I've only managed to beat the car insurance price by a measly £4!

    And don't get me started on Direct Line. Their quote was double my renewal price. No wonder they're "not available through price comparison sites."

    This thread has given me a couple of ideas, though, and I'll give Saga and the Post Office a try later.

    Nil desperandum...
     
    Old Goat, Aug 29, 2023
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  19. MDG

    MDG Well-Known Member

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    Mine only went up £20 this year. Renewed with same provider. Seems to smash the others out of the water for 2nd year running. Yoga insurance.
     
    MDG, Aug 29, 2023
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  20. Sco

    Scoff Well-Known Member

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    I swapped cars in July and renewal was August paying £35/m. I did a load of searches - cheapest I found for the new car was £70/m - from my current provider. Updated my old policy for July (for about 30p), then they sent me a quote for £40/m. So it has gone up, but I've changed car too.
     
    Scoff, Aug 29, 2023
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