That could be the title of an unwritten blues song I'm about to pen. in the style of Half Man Half Biscuit.
Like these people that boast they were able to buy a house on a £20k/year salary and good money management then when you actually read it they got a £700,000 inheritance and bought 3 houses that they rent out. If you're able to spent 1/8 of your salary on a season ticket it's either because you're living at home with no expenses or you have someone else paying all your bills