Just giving thoughts

Discussion in 'Bulletin Board' started by Hooky feller, Jul 24, 2025 at 9:33 AM.

  1. Hooky feller

    Hooky feller Well-Known Member

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    I know you don't have to.
    But another request to help pay for treatment, because the person didn't pay holiday insurance. I'm pretty sure an extra few quid would have covered em. The excuse it'll not happen to me. Is often the reason. I wonder when booking flights or other means of travelling abroad, proof of insurance should be a given. ? To try avoid this issue.
    I get its a risk taken by some. Especially by those in good health. But make it compulsory somehow for me.
     
  2. springvale red

    springvale red Well-Known Member

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    Costs next to fck all too Paul for a single holiday trip. We've just had some for Italy and it was around £30 for both of us.
     
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  3. orsenkaht

    orsenkaht Well-Known Member

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    It's interesting, isn't it? Jet2 Holidays require you to tick a box to say that you have appropriate insurance, but there is no real check of this. It's fair to say you can obtain single trip or annual travel insurance at a reasonable price when you're younger. I can tell you that it becomes rapidly more expensive as you get older, or if you have pre-existing medical conditions (and non-disclosure of the same invalidates any policy you may take out, so keeping quiet is not an option.) I wonder if these groups are the ones particularly tempted to risk travelling without cover. Twice in the last three years we've been on planes that were diverted due to a 80-ish passenger being taken ill. It made me wonder if tour firms seek compensation from passengers in these circumstances, given that they have ticked a box to say that they have cover. It would be a bad headline waiting to happen though!
     
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  4. Stephen Dawson

    Stephen Dawson Well-Known Member

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  5. Hooky feller

    Hooky feller Well-Known Member

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    It's one of the hazards of getting old and infirm mate. I'd be surprised if many took that risk. as it could happen to me In that case. I allus fill in the questionnaire to the best of my knowledge, missing bugger all out. A lot more expensive. But I would not want to burden anyone else if owt happened.
    I had a mate. Who in the 70s fell through a glass partition . And could not get treatment unless money was guaranteed up front. He went with a group of friends who stumped up.
    But he did pay em back when they got home.
     
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  6. Hooky feller

    Hooky feller Well-Known Member

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    Real thoughts Stephen. ?.
     
  7. Sparky

    Sparky Well-Known Member

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    Without going into his details, I know a fella who has just paid 2k for a years insurance.
     
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  8. Hooky feller

    Hooky feller Well-Known Member

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    Yes mate heard of similar cases. An old lady I know. Goes away often. And pays a small fortune.
     
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  9. Skryptic

    Skryptic Well-Known Member

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    Even with insurance it can be worthless. My mum's partner fell ill abroad. He was in a Spanish hospital for two weeks while the insurance company argued the toss about the cost of medical repatriation. The level of care over there was awful, trying to give paracetamol to a guy with a failing liver. Eventually he deteriorated so much that by the time the insurance company agreed to repatriate he wasn't well enough to fly home. Absolute swindle.
     
  10. Red

    Redblueunwhite Well-Known Member

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    She dose reight,don't mek pockets in shrouds.
     
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  11. Kiz

    Kiz Well-Known Member

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    a lot of people have packaged bank accounts now a days, most of these include travel insurance but unsure on the legalities/underwriting of the policies depending on pre existing medical conditions
     
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  12. Skinner

    Skinner Well-Known Member

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    Ye I do this mate, if you tick any box that you have health issues the company contact you direct and resolve the additional payment and increase cover. I find it really good.
     
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  13. Stephen Dawson

    Stephen Dawson Well-Known Member

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    That's what came into my head at that precise moment. I did imagine it.
     
  14. Stephen Dawson

    Stephen Dawson Well-Known Member

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    I had a friend who went back to India and died. Cost his family a fortune to repatriate him back to Birmingham then Rotherham. Had two funerals.
     
  15. Hooky feller

    Hooky feller Well-Known Member

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    #15 Hooky feller, Jul 24, 2025 at 12:08 PM
    Last edited: Jul 24, 2025 at 12:14 PM
    Sort of answers the point.
    I don't think Just giving was created for these type of incidents.
    I sort of understand if someone's house goes up in flames to a degree. If they live hand to mouth. Risking not insuring.
    But if you can afford a holiday abroad that's another thing. Insurance is a must. And should be a priority.
     
  16. Redhelen

    Redhelen Well-Known Member

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    Back in the day you had to take insurance out when you booked a holiday at the travel agents. I've always had insurance, the one time I don't will be the time I need to!
    Mine's now with a bank and I make sure I update my details before each holiday.
     
  17. springvale red

    springvale red Well-Known Member

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    Crackers
     
  18. LiverpoolRed

    LiverpoolRed Well-Known Member

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    #18 LiverpoolRed, Jul 24, 2025 at 1:30 PM
    Last edited: Jul 24, 2025 at 1:36 PM
    My aunty recently fell ill in Benidorm and was admitted to hospital. Treatment was 17k that they had to pay for before they could claim for the insurance. Luckily they got it all back ... Think my insurance for our upcoming holiday is around £15

    On a separate points my mate's sister lives in America and has health insurance - her treatment was 1.5 million dollars
     

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