Do you carry cash?

I rarely have cash on me, I think it’s about 2 years since I last withdrew any. It does lead to a bit of a panic though if I know I’m going to be parking somewhere new that might not take card (although I’ve never found anywhere that doesn’t yet). I do occasionally have to cadge a few quid off the husband for events at work though, namely charity ‘non uniform’ days.

It’s weird you should ask this today of all days though as I’m going to a cafe with friends in a couple of hours and when we booked it they said they take cash only.

 

You missed the 3rd option; I take ‘pocket money’ out of the bank every month, and usually use most of it for paying for footy tickets* parking and buying drinks at Oakwell .

*usually one of the group buys online and the rest of us pay them cash.

I do occasionally buy a beer with cash, but that’s getting rarer as it’s just easier to pay contactless.

 

It’s odd because over Christmas in order to leave the bank acct looking as good as possible; I bought shopping and some fuel with cash left over in my wallet.

 

If you don't take card in this day and age, you've lost my business ..... and that includes catering inside Oakwell.

 

Only really use cash when I go to the football now

 

Not entirely sure where my cheque book is.

 

Only use cash for those people that won't take cards - so taxi and takeaways and little else.

On me at the moment, I have £20 UK, which will go on Saturday night (probably), and £3 Guernsey, which I'll spend on lunch or a drink after work next week (just to get rid of it)

 

Gone with never not really a option for me that fits. I will carry cash if I know I'm going somewhere where i will need it. Main example been if I'm off out drinking. Always have a few quid in change in the car for parking.
Day to day spending I use my credit card for everything then pay it off every month.

 

I can appreciate why people pay by card but as a retailer providing such a facility I can say that it is very expensive.

I have to pay to rent the card machine monthly.

I also pay a % fee on every transaction, plus 1p per transaction. These fees vary as to the type of card used, but credit cards and business debit cards can be very high - as much as 2.5%.

I don't receive the funds for 4 working days, so for anything sold and paid for by card on a Saturday, I dont receive the funds until Thursday.

Oh, and I have to go through compliance every year to offer the card facility.

 

Me too. I do get paid in cash quite a bit, most fees are paid by bank transfer, but card helps get some sales over the line I find, as DJ deposits are usually over £100.

 

Exactly!!

Although to counter this, like JP I often get customers to pay by bank transfer. I can see this method becoming my main source of payments for large amounts.

 

Probably due to money laundering regs.

 

I'm happy to pay tradesmen by bank transfer after a job is done ect.
In shops and buying goods I just use credit card gives me greater protection as a consumer.

 

I thoroughly appreciate the protection a credit card gives, as I once claimed over £8,000 back, even though I had only paid the deposit by credit card (a deliberate choice to give me that protection).

 

Having booked 2 Thomas Cook flights last year and paid by debit card, not credit card, I wholeheartedly support this view

 

have a look at the sum up machine, it’s usually £19 to buy, sometimes cheaper on offer, takes card payments via an app and the box they send you, it’s a lot cheaper % per transaction compared to standard visa machines.

A similar type for comparison is a card machine called square

 

Probably due to theft from rooms.

 

Thanks, Pompey, I'll take a look at that.