How long has the shop been card only? Went in yesterday and if what I bought hadn't been an extra special birthday present I would have given it back and walked out.
What's the uproar about using cards instead of cash. Just progress in a world of evolving technology surely. Did we have the same uproar when people decided to having toilets in their house instead of going outside to the outhouse. Or swapping the horse and cart for a motor vehicle? Just don't see the big deal apart from those businesses who like to take cash for tax purposes etc.
No probs with your opinion so I hope you've no probs with a 77 y o's opinion I will use my card if absolutely necessary but cash is king for me
It was a decision made by Fanatics when they took over the club shop. Its cheaper to not have to handle cash counter intuitively. We’ve had quite a few complaints ahout this that have been fed back to club but its outside their control although they do say if its a big problem you could go into the ticket office and they would try and help you [mention]GloucesterRedsBigBro [/mention]
It’s okay until the payment system goes down, then you’re left with produce you can’t sell to consumers who want to buy. I think there was a system failure at Greggs a couple of months ago. Tills were completely down so the shops effectively shut despite having all the stock ready to go. Staff used to handling cash could have opened a pen and paper ledger, asked for small change to get a float going and just banked the takings at the end of the day. There may have been a couple of discrepancies, but they wouldn’t have ended up binning stock for no money. Another by product of moving towards a cashless society is that if the above example does happen, some customers simply won’t have cash on them and can’t get served.
I've hardly ever got cash in my wallet. Even buying a single cup of coffee in most places they expect you to use your card, and I'm happy to do that. I suppose there are risks whatever you do these days with cards being used without a PIN but I monitor my account online every day so any anomalies will be spotted straight away, and reported to the bank. The only time I have significant cash on me is if it's Euros when I'm abroad, or other local currency. I'd rather stick to cash there to save on the exchange rates when the transaction hits the account.
Tbf you should be able to choose. Yes card is becoming more and more prevalent, but a company the size of BFC should be giving fans (sorry customers) the choice. But then Gally mentioned Fanatics and it explained everything.
You should have the choice. This rather rapid lurch almost everywhere towards being completely cashless bothers me. It’s marketed as being easier for the consumer. But the real reasons are far more sinister in my opinion (and no, I’m not a massive conspiracy theorist!).
Agreed with all of this, I am a card user probably 70/30 versus cash but it should be about choices, I've also seen some smaller business (yes you can accuse of tax dodging etc) turning their back on card payments due to increases in merchant transaction fees, so I don't buy the argument cash is more expensive to deal with than card fees.
You can always open up a starling account for abroad. Put in pounds, go abroad, use your card and pay in local currency. At no charge at all other than getting the exchange rate that day. Uses the MasterCard exchange rate which is often more favourable than any you see in the local shops too...
Many banks charge for cash deposits, and most local banks have closed so it generally requires a longer journey to pay in - in my case it's now about an hour's round trip. You used to be able to help deal with this by passing it to suppliers, but very few of them accept CoD any more. Then you've got forgeries, increased insurance and risk of fraud/robbery to add on. Five years ago our split was about 60/40 cash/card. Over the past two it's been 4/96. We're one of the only small businesses in the area which still accepts it - no plans to change that, but I can see why others don't bother!
Not worth it really now I don’t go as often as I used to (to Spain). When we had property there I opened a Sabadell account and that was all I needed. Transfer from the UK account via Transferwise to the Spanish one and just draw cash from that as needed.
As somebody who works in the Electronic payments industry and deals with outages everyday, if you haven't got an alternative ready for if your system goes down (eg an ability to take cash) you're a pillock