Club Shop

There's inside toilets when did that happen ??? seriously I started using card more in lockdown as many shops went cashless only use cash for small purchases now like newspaper or shops/ cafes that don't do cards

 

We take card payments and generally over the last few years the market has got more competitive with charges going down.
Equally I try to avoid cash like the plague just because with Bank closures etc for us to bank it takes around an hour to get there and back.
My Wife won’t take larger amounts anyway as she doesn’t feel safe and I don’t have the time to go during the day.
That said the ones wanting cash only tends to be takeaways & barbers.

 

This saying could be applied generally, or specifically, in this case.

 

I’m not fussed about cash, and it’s very rare that I use it, or even have it, other than for away matches.

My missus will happily use her debit card, but doesn’t trust Apple/ google pay or PayPal. One of my brothers admittedly struggles with technology. Everyone’s different.

I think that as long as cash is in circulation, it should be an option.

 

Absolutely no problems with your opinion and respect that it's your choice 100%. I just more curious to the reasons why people are against card payments, especially to the extent that you would refuse to purchase from somewhere if they didn't accept cash even if you wanted an item only sold at that venue. It's not a criticism though.

 

So has there ever been a single day where zero payments have been able to be taken across all platforms? Surely not. Google pay, apple pay, contactless, swipe and pay to name few. I'd be staggered if the answer is yes.

 

I have heard about banks charging for cash deposits but never asked the question .
Sestren enlighten me please ....
When did this begin , is it based on the amount and how do they charge you ?

 

I buy tickets regularly from the box office. Can use either cash or card. As I generally order 10-20. Most times cash.

 

A very naive view

 

An inquiry about cash acceptance started yesterday:
Acceptance of cash to be investigated by Treasury Committee - Committees - UK Parliament

 

Our bank charges us 0.7%, with a £3 minimum. Not all banks do, but those that don't will tend to charge a monthly fee to use the account, and those can get pretty high.

I think from memory our card fee is a shade over a flat 1.3%, so once you factor in the aforementioned travelling, and having to deal with change etc, the difference is pretty small. Most small businesses I know hack it a bit by paying it into their personal accounts and either factoring that into the wages of one of the directors or transferring it straight into the business account, but for obvious reasons you can't do this for anything more than small amounts of money.

 

An hour to travel to/from a bank at minimum wage is now *at least* £11.44 for each visit to the bank. Sending a more senior employee would cost the business more.

It also puts your staff and premises at a higher risk of robbery. It isn't long ago that the Toby Carvery in Rotherham was held up at gunpoint - although saying that, it was 8 years ago. (https://www.yorkshirepost.co.uk/new...y-carvery-in-rotherham-on-mothers-day-1802416)

I don't normally carry cash. I don't usually carry any means of getting cash. If a business won't take card, I'll go elsewhere. If there is a global card payment outage, then I'll go back home and laugh about it later.

 

Thanks for the info .

 

I've not used cash for anything for years. I don't mind having notes in my wallet but loose change does my head in, ruins your pocket lining too. Card (or card in wallet on phone) 100% for me.

 

All true. Added to that, technically if one person's paying in then we're only covered for something like £1500 on the journey. If we took what we used to then the costs would vastly outweigh the extra card fees because you'd have one or both of more visits and having to send more people.

That said, this is a very small business. If you're large enough to justify a weekly cash pickup and change delivery by G4S or the likes then I guess it might start to make a bit more sense.

 

When my mate escaped her husband she had to do everything by cash so he didn’t see it on the statements. Even in a less extreme but still controlling way, people may not want their partner or parents checking on and questioning every penny spent. Maybe they want a pint or a burger at the match without having to have an argument or worry about the consequences. I feel sorry for my colleagues’ kid who got a telling off for buying 35p garlic bread at school as he’d got a packed lunch that day. All parents can view what their kids are buying every day. It’s good in one way that they can check they’re eating healthy but I do feel sorry that they’re getting quizzed over an occasional cookie or bottle of pop. Cards take away all privacy.

 

Slightly related but not due to controlling behaviour a relative of mine went in to buy their husband a shirt for his birthday. Realised it was card only and walked out because it's not a bright idea to have 'Barnsley football club: exact price of a football shirt" written on the joint bank statement just before his birthday.
Absolutely ludicrous for a business dealing largely in gifts to force people to use card payments.

As for the excuse about costs. Rubbish. Barnsley FC must already have cash collected by a security company. There must be a way for fanatics to also have it collected at the same time. No way should companies of that size by driving around looking for a bank. We haven't done it for years and we are nowhere near their size. Every card payment comes with a cost just like cash deposits do so it's not like cards are free.

Anyway I'm sick of hearing people say it was fanatics decision because it wasn't. It was bfc's decision to sign a contract that allowed fanatics to move to card only.