Investing

Discussion in 'Bulletin Board' started by Mido, Jul 1, 2025 at 2:35 PM.

  1. RichK

    RichK Well-Known Member

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    My biggest investment each month is into pension, and ACV, as the tax relief you get really makes it a no brainer.

    However I also invest in a global growth fund through Hargreaves Lansdowne. Currently +19.52%. All managed by a fund manager (his fund is about £650m with 45 separate holdings currently), just pay in each month and leave them to it. I was playing about with another share account, buying my own, but I'm just not interested enough so have left that alone now (other than a few holdings that I'm watching and hoping they recover so I can sell).

    Also stick a bit in savings accounts, move it around to ensure the interest rate is 5%+. And got a balance that I move around these ISA/accts that give a high rate as long as you don't make a withdrawal for a certain amount of time 1/2/3 years.
     
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  2. Barnsley_Blitz

    Barnsley_Blitz Well-Known Member

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    Start on ETFs rather than single stocks is a good initial tip, as you are spreading your investment over a wider range and will incur less volatility especially in the long run.
     

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