I've used it works ok, but on the basic one there is a limit per month of the amount you can move from your paypal account into your bank account. That works fine for me as it's an occasional usage, depends what you are using it for.
I use paypal no problems mate. Only registered to save messing about buying things on ebay. Get yourself verified though. Doesn't cost owt (can't remember paying owt!) Arrr, accepting? I should start to read the full message before replying, DOH!