Anyone know owt about all this claiming bank charges back? Is it worth doing do people normally win?

Have a butchers

at this:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

A mates in the middle of this process. And yes people always win, the banks often say they will go to court to defend the charges but always back out at last moment.

 

not sure about this....

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plus,

All charges etc are supposed to be understood when you open a bank account (ie terms and conditions etc). And then you are providing a signature at the point of opening an account accepting the terms and conditions etc.

Therefore irrespective of what laws are about, you are accepting a contract based on the conditions presented to you. and should know what charges/interest apply etc.

I find this very hard to believe, unless people are claiming on the grounds of misrepresentation etc but am willing to be proved wrong. In the long run if I am proved wrong, I will track back on any charges I have had for the last 6 years