This might be an obvious answer to most, but one I have often wondered about. If I was going on holiday in 6 months, but I buy travel insurance today, should I put the cover start date for the day I travel, or today? I have always booked for the day I travel, but something I read earlier got me thinking. What if something goes wrong next month? Would the insurance cover me for any circumstantial need for cancellation, despite the cover not actually starting for a further 5 months?
hi, check with you bank to see what they can offer, at one point I think I was paying £14 a month to Yorkshire bank but with that I got travel insurance, gadet cover, green flag break down etc. you are not tied into a contact so can cancel at any time
out of interest, why are you buying holiday insurance today, for a holiday in 6 months? why don't you just get it before you go? i've got annual multi-trip insurance with my bank account, so it's not summat i ever have to do..
http://www.ybonline.co.uk/personal/current-accounts/signature-current-account-personal/ other banks do the same
Because if he gets an illness that stops him going between now and the holiday and hasn't got insurance he wouldn't have any real cover on getting any of his costs back - obviously the nearer you get the less money you can actually get back from the total cost if you can no longer go.
Put today's date for the start date and the day you get back from holiday for the end date. Then when you're charged £6000, change the start date to the day you travel and see it drop to about £30. You're buying travel insurance for the period of time you are travelling, not accidental damage to Googs over 6 months. The insurance is there to cover you if you can't travel (and other stuff during the holiday period), for whatever reason (apart from all those that they'll try to get out of) and whenever that may happen to you. Sarcasm aside mate, (sorry about that but it made me laugh) always the day you travel. If you go on holiday a lot think about annual travel insurance rather than single trip.
Get a price from http://www.direct-travel.co.uk/ I always use them for one off travel insurance and their very reasonable (under £15). Don't go away often enough to justify an annual policy.
Yes Carl that's right. It's highly recommended that you purchase travel insurance as soon as you book your holiday. Haha made me laugh too Jay, no worries! As a rule of thumb people say if you go on holiday more than twice a year then Annual is the way to go. However, we only can afford to go once (bloody NHS wages ;-) a second trip might be a weekend in Brid. Thanks all for your replies.
I got holiday insurance to start on the 10th June to Benidorm but admitted to hospital on 9th June before it started, the insurance paid out as I was ill before the holiday. I had to get proof from the airline that I did not travel and also a medical note completed by my GP to state that I was unfit to travel also.
Haha nowt at all wrong with it mate. We always try to get either a weekend or a full week there every year.
Were you due to travel alone mate? If not, how do others in your party go on if they don't travel due to you not going? Can they claim back for the holiday too through insurance?
You should do it from now, because if anything happens between now and your holiday to stop you going. I didn't bother with travel insurance for years, I even did a couple trips to the US without them. One occasion when I had a case of food poisoning out there that wiped me out for 2 days made me realise that wasn't the best idea ina country like the USA and their high medical costs so always had it since. I bought annual insurance though, think it was usually not that much more than single trip. now I have it through my bank account, pay about £5 a month and it includes multi-trip travel insurance, car breakdown cover and a few other things as well.
