If homes are built privately in areas prone to flooding or on a flood plain

Should it then be the governments responsibility to pay for and arrange flood defences for those properties?

 

It should when the government are encouraging this building. Also people have difficulty buying insurance for them and the government have to get involved in this.

 

I disagree. The property developers should be responsible for any flood defences needed at the properties they are selling and making large profits on. Likewise the owner is in my opinion responsible for finding insurance.

If I buy a high powered, risky car I would struggle to get insurance but that is my fault for buying such a car and I am responsible for getting it insured. Its the same situation with people choosing to buy risky properties and imo they should sort out their own insurance.

 

Flood plain = cheaper house but dearer insurance. Do the maths then decide whether to buy or not.

 

Strata's just built on one at Wombwell at the old Perfecta Bedding site, we were offered a house on it but turned it down explaining the floods of 2006. They didn't have a clue about them and tried to tell us that the area they're building on wasn't flooded. She looked shocked when l showed her the pics of it flooding half way up the bus stop 10 yds from their first house. They claim that the river now has flood defences, it flooded last week.

These days with the changing climate l wouldn't touch one on a flood plain.

 

You've only to spit and Aldham Bridge floods.

There used to be a bungalow on the corner at the bottom of Aldham House Lane. I once saw flooding so bad it washed their garden wall away. After a few years they pulled it down for lorry parking.

 

I agree especially if the houses have been built in recent years, the last fifteen or so.

 

Yes, within reason.

 

Well it is ,afterall,the local Govt's that give the planning permission

and also get the lumper in the back pocket, Allegedly, too.So yes why not.

 

Re: Well it is ,afterall,the local Govt's that give the planning permission

the council gave planning permission for my conservatory but if the roof blows off in strong winds I dont expect the council to rebuild it for me, offer me insurance for it and erect some wind defence.

 

not really the same is it, your house is already there

so any impact on the environment has already occurred a conservatory is not gonna change that a great deal. A housing estate of 100 or more houses is certainly going have an effect though. For every 100 houses it means often 200 cars, as most do have 2 cars or at least 2 vehicles these days.That certainly has an effect. Also the drainage of water is no longer absorbed and seeped away as it did before, the concrete,tarmac,block paving etc makes for the water to flood more. I hardly think your conservatory is gonna cause a Tsunami , do you ,LOL.

 

and also add to that,

what about existing houses that may have been ok for years as the layout is, suddenly they are flooded because of a new housing estate next to theirs .For me when planning permission is granted in the future there should be a clause in it for the contactor/developer to meet some flood saftey regs.Surely thats not too much to ask ,or is it?

 

Re: and also add to that,

The problem though is that the companies are refusing to insure some properties for flood. There was an agreement put in place by the government that stated the previous insurer had to provide cover. So, for example if I'm selling my house and I was insured by Company X, then they are obliged to offer cover to the person buying my house. That way people can always get insurance, but that agreement has been allowed to lapse.

 

Re: and also add to that,

There is. Flooding and drainage are a key component of any planning permission and the Environment Agency are statutory consultees. Flood risk is a major consideration of strategic land allocations for new sites. And any new development that is going to exceed the current capacity of the exisitng drainage system has to pay for the upgrade of that system to accomdate the new homes, which often improves drainage in areas currently prone to surface water flooding.