Insurance Advise

Discussion in 'Bulletin Board' started by Skinner, Dec 30, 2024.

  1. Skinner

    Skinner Well-Known Member

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    Sadly got Burgled over Christmas despite having alarms and what appeared to be a secure set up..
    Now having to deal with the Insurance claim and here's where I want to offer some advise. You like me will have items that were left to you from parents/ family and Rings/Chains etc bought years ago that you have no chance of proving you had let alone find a receipt or proof of purchase for, So get the camera phone out and have a photoshoot session wearing them, then save the photo's. Also go and get valuations for anything that may be of value that you will struggle with if there's a claim.
    You can't replace the sentimental value but at a time when your already stressed to hell it will at least take some of the pain out of dealing with the claim. I'm having to troll through old photo's at a time like this to prove these things existed, so while the weathers sh*te and ya stuck indoors do it...wish I had.
     
  2. WG Red

    WG Red Well-Known Member

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    Fooking Waankers!, I hope you manage get some stuff back mate, and manage to get true valuations for what’s been pinched.
     
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  3. Stephen Dawson

    Stephen Dawson Well-Known Member

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    Sorry to hear that mate.
     
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  4. Abruzzo Red

    Abruzzo Red Well-Known Member

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    Sadly we had to to do the same when we got burgled in 2017, not ideal having to do it, but thankfully the insurance company paid out on everything we submitted.
     
    Last edited: Dec 30, 2024
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  5. Con

    Connor Well-Known Member

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    Scumbags . Hope they get caught
     
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  6. Stephen Dawson

    Stephen Dawson Well-Known Member

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    A bit of advice I go by is never broadcast when you're out of the house. Goes against you. When I lived in Greasbrough some pi llock in my local told everyone on Facebook he was going away for a couple of weeks and posted his holiday snaps. He was burgled.
     
  7. Hooky feller

    Hooky feller Well-Known Member

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    Sorry to hear that T.
    Fekkin scumbags, I hope the police manage to get hold of em. And their loot.

    A family member lost a gold bracelet. Took him 12-18 months to sort it out with em refusing to pay out initially. He had photos of him wearing it over many years but no receipt. I think they thought he would lie down and accept their decision. But fought tooth and nail. And successful in the end.


    As SD says do not advertise you are away for example via Facebook etc. I think it was posted on here that your insurance claim can be refused. Apparently it's in the small print.

    Copied
    posting on social media that you are away from home could be considered a breach of your home insurance policy and could lead to your claim being denied. Insurers may use publicly available social media posts to verify the validity of a claim.

    Yet you see comments on facebook all the time. Advertising the fact.
     
    Last edited: Dec 31, 2024
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  8. jud

    judith charmers Well-Known Member

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    Sorry to hear that, I hope you find the ******** who did it and break every bone in there limbs!!
     
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  9. Baz

    Bazza Well-Known Member

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    I know of a case where insurance refused to pay out due to the claimant posting on Facebook they were going away advertising the fact the house was empty.
     
  10. North Yorks Red

    North Yorks Red Well-Known Member

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    I just don't understand why supposedly intelligent people do that, especially when they are on holiday but loads do!
     
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