I don't know about the rest of you but I am being inundated with PPI telephone cold calling on a number which is ex-directory. My wife caved in the other day after 7 days of constant calling and told them to send a pack out. At that point she was referred to an English man who stated it was the PPI Claimline (run by National Accident Helpline). They are trying to make out that she may be due some PPI from a loan which neither of us can recall and we are sure doesn't exist. They stated it was with the Halifax (we had previous dealings with them but not a loan) who I contacted and they are checking their records for any business we may have had with them. I contacted the PPI Claimline people and was even more worried to find that there is someone else out there posing as them - on this occasion the call was genuine. I was told that they would stop all the cold calling from India - their excuse was they don't cold call but get referrals from third party companies - piss poor excuse for telephone bombardment. I have since received two more calls and when I googled the number it comes back to them again! Anyway - for those who are as fed up as me you can opt in to the TPS (Telephone Preference Service) which should put a stop to the majority of calls. The link to the site is http://www.tpsonline.org.uk/tps/index.html - this is a free service and is the genuine article as there is another site pretending to be them which you pay for. The internet is a wonderful place full of scum, low lifes and BBS posters!!!!!!!! I thank you for reading!
been on TPS for years, After getting tonnes of calls a day for various things. Still get the odd cold call but quite funny when tell them you part of the TPS and that you are going to report them. Had them put the manager on to apologise a few times.
All our cold calls are treated thus; Me - "oh hello....ooh sorry, could you just hold the line a moment?" at which point the handset is placed next to the radio in the kitchen, just to see how much Radio 2 they can take. British Gas hold the record - daft get was still there seven minutes later!
I got one the other day saying my computer was faulty - I said I know the screen is broke - he said this was because everytime a computer is on it generates an error report! No - THE SCREEN IS BROKE!! Googled it - big scam - they take control of your pc apparently - India again!
Don't call Halifax as soon as you mention ppi then you didn't have a loan la la la. send Ian subject access request under the data protection act. Costs a tender but they can't hide anything then. As for tps unless things have changed they only stop sales calls. Marketing calls, putting your number on various websites or not ticking the opt out boxes negates it. The radio two trick was played on me at work. I had the last laugh.
Re Halifax - shouldn't be right - I'm Contracting for hbos in Leeds , quality checking the guys who calculate the ppi refunds. If you complain directly it will certainly be looked at - though to be fair if you phone or write in with a ppi complaint and say that you don't know whether you had a loan, and if you did whether it had ppi, that's pretty poor grounds for a complaint. My advice would be don't touch the claims management companies with a barge pole, you're no more likely to get paid out by using them really, and they take about 30% of any payout. And they have no access to know whether you have any loans any more than you do. But if you do have old loans, mortgages, credit cards with any lender, and you think you might have had ppi, put a complaint in. Download a ppi questionnaire from the FOS website and send it in direct to the lender. Might not win - but it's worth the cost of a stamp I believe in fairies, the Easter bunny, and Keith Hill.
