I use First Direct. Took a loan recently, they offered me a certain repayment a month, didn't tell me what the interest rate was immediately - had to ask - but they told me they were going to charge me 10.8%! I told them that I'd been looking at 6.4% at Northern Rock, so they matched it immediately. Made quite a saving. Just think of a figure and get them to sharpen their pencil. It surprising what you can get. I should have said 5% lol
RE: Haha You wont take much finding, you have your address on your shirt, plus if I park a motorbike outside I just knoe you will have to come and see it
or how much do you need to borrow? Look for a credit card that does a low rate for life of balance (4-5%) and get it whacked on there. You will need to spend on another and transfer it to them.