"Job Seekers" Allowance

Discussion in 'Bulletin Board' started by BarnsleyReds, Dec 4, 2017.

  1. Jimmy cricket

    Jimmy cricket Well-Known Member

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    The money for mortgage relief is now a repayable loan so not only do you have to pay your mortgage arrears you have to pay the DWP back.
     
  2. john coucom

    john coucom Active Member

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    Nothing wrong with my mental capacity WORK OR DOLE NO comparison if you look on the jobsites there are thousands of jobs YES some might be min wage but min wage with in work benefits is better than out of work benefits
     
  3. Wig

    Wiggy Active Member

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    Excellent
     
  4. john coucom

    john coucom Active Member

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  5. Jimmy cricket

    Jimmy cricket Well-Known Member

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    What about if you are terminally ill but now have to regularly see a work coach so they can help you back into work. A good idea?
     
  6. john coucom

    john coucom Active Member

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    That's not my point if you too ill to work then there is nothing that can be done my point is people who choose role as a way of life
     
  7. Sco

    Scoff Well-Known Member

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    Mortgage protection doesn't always cover you if you have it. In many cases it can take several weeks or even 3 months before they start paying.
     
  8. Sco

    Scoff Well-Known Member

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    About 12 years ago I was made redundant and had to sign on for about 6 weeks - I actually only went twice and never bothered with the third week as I'd taken a job with a massive (~12-14k depending on O/T) paycut to get back into work. It took me about a decade to get back to where I was financially.

    If this happens now, should I take the first min wage job that I see leaving me unable to pay the bills and potentially putting my family in a position where we are homeless, or is it better for me to be on benefits for a couple of months until I find a job paying enough to cover the bills so I can be a productive tax-paying member of the working public again?
     
  9. shenk1

    shenk1 Well-Known Member

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    What are your views on sending kids up chimneys in the place of Child benefit ?
     
  10. Con

    Conan Troutman Well-Known Member

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    Why do you need that if it gets paid for you? As you've said a few posts above.
     
  11. john coucom

    john coucom Active Member

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    Min wage is more than Jsa so obviously minimum wage trumps benefits
     
  12. john coucom

    john coucom Active Member

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    Not on about child benefit
     
  13. Con

    Conan Troutman Well-Known Member

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    I don't know what minimum wage nets per month (and I'm not asking) but out of that you would have to pay rent (if applicable) and council tax. If you are on JSA this would be covered up to a point. You then have the cost of travelling to work each day which you wouldn't have if you were unemployed. My travel costs are £98.00 per month. It doesn't take long before you're not much better off working for min wage than being on JSA.

    I'm not advocating people not working and I never would, but you can see how people wouldn't want to go and do a job they hate to be £5 a week better off. I would still do it but I can understand why others wouldn't.
     
  14. orsenkaht

    orsenkaht Well-Known Member

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    My Grandad used to say hard work breaks machines and kills horses.
     
  15. john coucom

    john coucom Active Member

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    What about pride there's is no pride been unemployed even if it was a low paid job you would still feel pride in the fact that you are
    I'm on £1026 per month fetch home On min wage' benefits is around £300 so there is a big difference so as I see it working pays
    If I had a say i would make benefits payments for 6 months in 12 months period to encourage people into work
     
  16. shenk1

    shenk1 Well-Known Member

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    You are Norman Tebbitt and I claim my £5 !
     
  17. john coucom

    john coucom Active Member

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    No I'm a grafter who believes in work pays
     
  18. Sco

    Scoff Well-Known Member

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    In the 2016/7 financial year, the government welfare bill was £264bn. The largest chunk of that was pensions.

    £264bn divided by 70million people = £3,771 each.

    Lets just pay everyone over the age of 18 (who has been in the country 5 years to stop immigrants immediately benefiting), £4k per year and £2k per person under 18. Get rid of all the administration surrounding benefits and you would save £bns. Cut back the tax allowance to compensate, so anyone that works pays a little more tax but has a guaranteed income. Some people would genuinely need more help, and that should be provided on a case-by-case basis with professionals taking that decision.

    Universal Income - the only way to get past the automation of the next couple of decades without crippling the workers with increasingly large tax bills.
     
  19. shenk1

    shenk1 Well-Known Member

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    So were the missus and me until she got struck down with MS. She had to pack work in 4 years ago after 20 years cleaning for builders self employed. She gets ESA and (evetually)PIP (no one told us she could claim PIP until she had been on the sick for nearly a year and found out by accident).

    She struggled at home for nearly all those 4 years (can't walk at all now) until I packed work in to become her carer. You don't get much financial reward for taking that on either even though you don't rely on the state to give help (would cost the country a lot more).

    I know this is different to JSA but you are still treat the same. You still aren't allowed many savings (£6 k I think...didn't bother us as savings had been used up to pay the mortgage off which happened a year or so before her illness) and anything you need you are left to find out on your own. Apart from face to face contact (who realise your position) the system treats you like sh1t and a total inconvenience.

    We have heard from people in the same position and they get called scroungers etc simply for being disabled (not happened to us yet).

    Don't lump everyone together because of a tiny minority of bad apples...you never know when it may be you (hopefully never)

    Off to the shops now to blow our £10 Christmas bonus that you get to make things easier at this expensive time of year (same amount as when it was introduced in 1974 ish !)
     
  20. Ext

    Extremely Northern Well-Known Member

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    I liked that post, but don't like it - if you know what I mean...
     
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