Do you carry cash?

That was my first thought but when we knew we were going to be buying a house within a year we withdrew a few hundred pounds cash as we knew banks go through 6 months of statements and we didn’t want frivolous takeaways etc on there. (Not that we buy anything frivolous so it was quite funny and pointless really looking back). We also did the same thing towards the end of each month last year when overpaying the mortgage. When we were down to say the last £50 available before it cut into our overpayment budget we withdrew it so we knew that was exactly how much we had left between us. It was incredibly eye opening to have to hand over cash for every little thing and scary how quickly money really does go.

 

That only applies if you're ready and willing to embrace modern technology...a lot of older people who have no PC, smart phone or internet access are being increasingly frozen out by banks refusing to send out statements more than once a year.

 

It feels more real dealing with actual cash. When it's a card it's very easy to not realise how much you've spent such as those who do contactless. Paying with cash if you are short changed you can sort it straight away.

 

You don't tend to get change when paying with a card. Makes it hard to be short changed

 

Bump.

Interesting discussion, looking back, wonder how long until the government recommend to not using cash due to coronavirus

 

never carry cash, I have a 1 pound coin in my wallet and that is purely used for the locked when I go swimming at local leisure centre. Other than that I only draw it out every now and then when I need it to pay for my hair cut or something.

 

Keep washing your hands, and have your money laundered regularly. Sorted.