how long do points for speeding stay on licence?

how long do they tend to ban for if you hit 12

is it a year? just curious now like

 

RE: wrong

The insurance companies still charge you more for speeding offences that are "spent" ie. 3-5 years old though, even if you've never had an accident, as opposed to the dizzy motorist who "sees alot of accidents in their rear-view mirror".

Can't see doing 37-38mph in a 30 twice in a couple of years makes you a bad risk, especially if you have had no knocks.

Most of the problem is inappropriate limits and badly/non-existent signage . I'm all for 20mph outside schools/shops etc but many times I wonder if it's 30 or 40 on a normal stretch of main road.

 

RE: how long do they tend to ban for if you hit 12

Not an automatic ban on 12.

You can go to court and claim hardship, lose your job, also if self employed, affects your employees if you had to close down etc. Normally a solicitor job.

but if you do get to 12 and can't get away with it, they take into account how they were totted up, speeds etc. Think 3-6 months is normal. For a year ban you would have to have been quite naughty.

 

hope someome finds the final answer for me, im off to bed.....

the feeling at minute seems to be four years and 3 with the running total. The dvla are so damned abboying, automated phone lines and poor website.

 

RE: deliberate non-disclosure

What would be the reaction of the insurers if, upon receiving the renewal - which I just have, I phoned them up and informed them of a speeding fine 18 months ago saying that I didn't realise I had to inform them (which is true).
Alternatively, could I just phone them up saying I wasn't renewing, and then take out a policy with another insurer but inform them of it up front?

Just trying to work out the best way to sort this out.